It has been said that mood follows action. And I believe it. We tend to wait until we feel like doing something. Guess what? It usually doesn't work that way.
I'm not saying that we shouldn't make our resolutions. It makes a difference when we take the simple step of writing out our goals--but start with today.
If you're looking for a pain-free way to achieve a financial goal this year, this will help. At the end of the year you'll have an extra $1500 to show for it.